Engagements
Support models for building, strengthening, and defending an ECL framework.
Different teams need different levels of help at different points in the ECL journey. Some need a focused diagnostic before the next close, some need deeper framework build support, and others need recurring challenge to keep the process defensible.
Diagnostic
Scoped
short assessment sprint
- Exposure mapping across loans, receivables, guarantees, and other in-scope assets
- Gap review across segmentation, default policy, SICR, and measurement choices
- Data availability, lineage, and reconciliation assessment
- Prioritised action memo for the next reporting cycle
Build
Project
framework development support
- Programme blueprint, governance, and review-calendar design
- Stage 1, Stage 2, Stage 3, PD, LGD, EAD, and scenario framework workshops
- Overlay governance, movement analysis, and committee materials
- Disclosure narrative and documentation drafting support
Review and defend
Retainer
ongoing challenge and refresh
- Quarterly challenge over staging, overlays, and scenario refresh
- Validation, backtesting, movement analysis, and note refresh
- Audit, committee, and reviewer walkthrough preparation
- Targeted refinement of weak control points and spreadsheet-to-platform transition